Waterside Commercial FinanceWaterside Commercial FinanceWaterside Commercial Finance

Capital that fuels communities.

Where government-backed programs become real funding — driving jobs, infrastructure, and economic growth across rural communities.

Capital that fuels communities
Who We Are

Who We Are

Waterside is a direct lender on USDA and Bridge-to-USDA transactions — and a capital platform for EB-5 and SBA. We deliver government-backed financing that removes barriers, aligns with operator timelines, and gets real projects closed.

What We Do

Our Story

Our Mission

Waterside moves serious projects forward where others stall. Government-backed programs are complex — but when structured right, they unlock capital, create jobs, and strengthen rural economies. Our role is simple: turn those programs into projects that get built.

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Empowering Rural Growth

01

Empowering Rural Growth

We deliver government-backed financing into projects that create jobs, build infrastructure, and strengthen rural economies.

Simplifying Complexity

02

Simplifying Complexity

We navigate complex regulations and structure financing that works within real-world timelines — moving projects forward when others can't.

Amplifying Impact

03

Amplifying Impact

We finance projects that create measurable impact — from renewable energy to food security — channeling capital where it drives growth and delivers results.

People Behind the Capital

From renewable energy to manufacturing, we finance the projects that build rural America.

Leadership

Project-ready, government-backed. Serious debt that lets operators retain equity while scaling their business.

Frank RomitaFrank Romita

Frank Romita

Managing Partner

Has originated and closed over $300M in USDA-backed transactions, including some of the most complex B&I and REAP financings to date.

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Carolina NavarreteCarolina Navarrete

Carolina Navarrete

Director of Platform Operations

Former USDA Rural Development officer with direct experience in B&I loan eligibility and compliance. Oversees platform operations and program alignment at Waterside.

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Lindsay DeanneLindsay Deanne

Lindsay Deanne

Head of Credit

Brings experience across institutional credit, accounting, and portfolio management from roles at Ernst & Young, Ontario Teachers' Pension Plan, and IMCO. A CPA and CFA charterholder, Lindsay also founded her own accounting firm serving individuals and businesses.

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Erin ShantzErin Shantz

Erin Shantz

VP, Client Services & Origination

Manages client relationships and origination for USDA transactions, with a background spanning borrower engagement and credit execution.

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Contribute to serious deals. Make an impact.

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